Courtyard by Marriott Chicago Magnificent Mile

165 East Ontario, Chicago, IL 60611 United States (USA) near Exit 51a on I-94 (~1.3mi)
View Map Reservations: 1-800-219-2797
3.0 Star Property
41.893368-87.622740
+1-800-219-2797
AI Disclaimer

This tool is powered by OpenAI's ChatGPT service. We strive to provide 100% accurate and reliable data to our customers, but third-party content generated by AI, including OpenAI's ChatGPT, can sometimes make errors for various reasons, such as incomplete or inaccurate responses. We advise all customers to exercise caution and to use your best judgment regarding the fidelity of ChatGPT's responses.

Check availability
Very Good
4.0/5

Based on 217 guest reviews

Show Guest Reviews
  • Includes an indoor swimming pool
  • Gym / Fitness Center Available
  • Hotel has 306 rooms
  • 24 floors in hotel
  • 13 suites in hotel
  • Check in time: 4:00 PM
  • Hotel has an eco-friendly policy
  • Group friendly rating of 10.0/10
  • Hotel has 13 meeting rooms

Check Current Prices






Standard prices by room type for the next 60 days

Rates shown are nightly rates before taxes and do not necessarily reflect all discounts available. The chart provides the cheapest public rates available by room type.

Local Attractions

Stunning Downtown Chicago Attractions Outside Our Door... You'll find plenty of famous Chicago attractions just moments away from the Courtyard by Marriott Magnificent Mile Downtown Chicago . From extraordinary art museums to professional sports venues, there's no shortage of one-of-a-kind sightseeing opportunities. Spend the day browsing exhibits at the Museum of Natural History, or take in a hit show at one of the many nearby theaters and cultural centers. Just some of the most popular Chicago tourist attractions you'll find in the area include: Chicago Bears Chicago Bulls Chicago Blackhawks Chicago Cubs Chicago White Sox Blue Man Group Goodman Theatre Navy Pier Shedd Aquarium The Magnificent Mile Millenium Park Nature Museum

Verified Reviews of Courtyard by Marriott Chicago Magnificent Mile

Below are the verified reviews from guests that we have booked recently:
"Economical, safe, clean hotel."
Overall Score5.0/ 5
Economical, safe, clean hotel with friendly staff. Always love Marriott properties.
(Individual traveler, booked 1 room), from US flag
25-Dec-2023 Verified Review, stayed from Thu Dec 21 to Fri Dec 22 2023 at a $102.34 average nightly rate.
"Very nice location,friendly staff,great Starbucks."
Overall Score5.0/ 5
The room was clean. Will definitely consider staying here again. Friendly staff. Convenient Starbucks.
(Group coordinator, booked 2 rooms), from US flag
20-Aug-2023 Verified Review, stayed from Thu Aug 17 to Sat Aug 19 2023 at a $189.99 average nightly rate.
4.0 out of 5. Based on 217 guest reviews

Property Description

Locationā€¦Locationā€¦Locationā€¦ Courtyard by Marriott Magnificent Mile is ideally located one block off Chicago's famous Magnificent Mile. Within walking distance to Chicago's finest restaurants, attractions, theaters, shopping, nightspots, sporting venues, cultural attractions, and the Navy Pier, your guests will thoroughly enjoy our ideal location. Courtyard by Marriott Magnificent Mile is close to two International airportsā€¦just 19 miles to O'Hare and only 13 miles to Midway. You will not find a more vibrant location in Chicago than the Courtyard by Marriott Magnificent Mile. Our Hotelā€¦ the Courtyard by Marriott Magnificent Mile provides guests with a fresh and upscale, contemporary Chicago hotel experience in the heart of the city's most preferred district. To complement its modern, sleek, Art Deco-inspired design and decorative Chicago-themed artwork, our Magnificent Mile hotel offers a host of distinctive amenities, including: ā€¢Complimentary high-speed internet access in Guestrooms and Lobbyā€¢3,700 square feet of event spaceā€¢Catering exclusively provided Copper Foxā€¢Complimentary business center available 24 hours ā€¢Complimentary indoor poolā€¢Complimentary use of fitness center available 24 hoursā€¢Copper Fox Gastropubā€¢Starbucks Coffee located on the Lobby Levelā€¢Room service available for breakfast, lunch and dinnerā€¢Onsite self-parkingā€¢Extraordinary views of the lake and downtown Chicago Meeting Facilities & Servicesā€¦ Function Space at the Courtyard by Marriott Magnificent Mile is ideal for hosting your next business meeting or social event for up to 250 people. Our flexible meeting rooms can be easily tailored to your needs and are conveniently located on one floor. Within our 3,700 square feet of space, the following function services are available: high-speed or wireless Internet service, audio-visual tools, and superior food & beverage quality. Along with our efficient and empowered meeting services staff, your dedicated and professional Event Manager will ensure the event is flawless through careful planning and creative design. Not only will your needs be met, but your expectations will be exceeded.We look forward to working with you!

Green Sustainability

We are a Marriott Green Certified Hotel.

Details / Other Expenses

Check In: 4:00 PM
Check Out: 11:00 PM
Year of Last Renovation: 2018
Floors: 24
Rooms: 306
Corridors: All Rooms Have Interior Hallways
Non Smoking Rooms: 306
Handicap Rooms:
Suites: 13
Room Windows: Windows Do Open
Cleaning Frequency: Daily
Meeting Rooms: 13 View Spaces
Meeting Space: 11519 sq. feet
Banquet Space: Holds 280 people
Dist. to Food/Bars: On-site
Dist. to 24hr Restaurant: 0.3 Mi
Dist. to Nearest Gym: On-site
Lounge/Bar Hours: 6:30 AM - 11:00 PM
FEMA Approved: Yes
Pool Info: 7am-10pmindoor
Policies / Expenses
Cancellation:
24 hours prior to arrival, or otherwise noted in Group Agreement
Nightly Parking: 59
Total Taxes: 17.40%
Total Misc Fees: $0.00 USD
(mandatory resort fees/taxes)
Occupancy Tax: 11.90%
City Tax: 4.50%
Food and Beverage Tax: 11.75%
Audio Visual Tax: 9.00%
Parking Fee: 59.00 Per Day (with unlimited in/out)
Meeting Wireless Internet Fee: 150.00 Per Day (for up to 25 connections)
Meeting Wired Internet Fee: 150.00 Per Day (for one connection)
Food and Beverage Service Charge: 25.00%
Audio Visual Service Charge: 25.00%
Banquet Bartender Fees: 150.00 Per Hour
Chef Attendant Fees: 150.00 Per Night
Avg. Continental Breakfast Cost: 31.00 Per Person
Avg. Buffet Breakfast Cost: 43.00 Per Person
Avg. Plated Lunch Cost: 47.00 Per Person
Avg. Buffet Lunch Cost: 47.00 Per Person
Avg. Boxed Lunch Cost: 38.00 Per Person
Avg. Plated Dinner Cost: 70.00 Per Person
Avg. Buffet Dinner Cost: 75.00 Per Person
Morning Break Cost: 18.00 Per Person
Afternoon Break Cost: 22.00 Per Person
Banquet Gallon of Coffee: 100.00 Per Item
Banquet Soda: 5.00 Per Item
Banquet Bottled Water: 5.00 Per Item
Banquet Hosted Bar: 20.00 Per Person/Per Hour

Amenities / Features


  • Air conditioning
  • Alarm clock
  • ATM
  • Baby facilities in room
  • Baggage storage facilities
  • Breakfast in room
  • Central location
  • Clothes drying
  • Concierge service
  • Conference facilities
  • Credit card accepted: Mastercard/Visa
  • Credit card accepted: American Express
  • Credit card accepted: Discover
  • Credit card accepted: Diners Club
  • Credit card accepted: JCB
  • Dinner available
  • Electronic key card
  • Elevator
  • Express Check-Out
  • Facilities for the disabled
  • Fax available
  • Fitness and health center
  • Free local calls
  • Garage
  • Hairdryer available
  • Handicap accessible
  • Central heating
  • Internet - wireless
  • Internet - ethernet
  • Licensed bar
  • Non-smoking rooms
  • 24 hours opened
  • Office or business center
  • Private bathroom in room
  • Private car parking
  • Radio in room
  • Refrigerator
  • Restaurant
  • 24 hours room service
  • Self controlled heating/cooling system
  • Shop
  • Shower
  • Swimming pool - indoor
  • Tea and coffee making facilities
  • Telephone
  • Telephone in all rooms
  • Television

Airport & Shuttle Information

13 miles from Chicago's Midway Airport 19 miles from O'Hare International Airport

Local Shuttle Info: Shuttle service is not available

Breakfast Information

We have an onsite restaurant, CopperFox, that serves Breakfast, Lunch and Dinner. (for a fee)

Pet Friendly?

Service animals complying with ADA Title lll regulations are allowed.

Sorry, pets are not allowed.

Parking Info

Self-Parking ($59 daily with unlimited in/out)

Internet / WiFI

Complimentary wireless in guestrooms and lobby.

Cleaning Policies

We are committed to providing you with a safe environment that aligns with expert protocols for working to defeat COVID-19. Consisting of in-house and outside experts in food and water safety, hygiene and infection prevention, and hotel operations, our Marriott Cleanliness Council is redefining our cleaning and safety standards. We are committed to monitoring the latest guidance from the CDC and WHO and are updating their protocols, and developing appropriate guidelines for hotels which include everything from training on safety, sanitation and social distancing protocols to providing appropriate personal protective equipment and access to hand sanitizers while on property.Our health and safety measures are designed to address a broad spectrum of viruses, including COVID-19, and include everything from handwashing hygiene and cleaning product specifications to guest room and common area cleaning procedures.

About Courtyard by Marriott

  • Business centered hotel with functional rooms and and a multi-use public area
  • Free Wi-Fi in guestrooms and lobby area
  • Flexible workspaces, soft bedding, and Paul Mitchell products
  • Lobby provides a casual meeting and workspace, business center, and GoBoardĀ® Touchscreens for Info on the Go
  • 24/7 Market offering practical food/beverage options

The Courtyard by Marriott highlights above are subject to change without notice.

Suggested AI Generated Itinerary

    Day 1

  • Breakfast: Wildberry Pancakes and Cafe - Enjoy a hearty breakfast at Wildberry Pancakes and Cafe, known for their delicious pancakes and omelettes. Located 0.2 miles from the hotel.
  • Lunch: Portillo's - Indulge in Chicago-style hot dogs and Italian beef sandwiches at Portillo's. Located 0.5 miles from the hotel.
  • Dinner: Giordano's - Famous for their deep-dish pizza, Giordano's offers a delicious and filling dinner option. Located 0.3 miles from the hotel.
  • Activity: 360 Chicago Observation Deck - Take in breathtaking views of Chicago from the 94th floor of the John Hancock Center. Located 0.4 miles from the hotel.
  • Day 2

  • Breakfast: Yolk - Start your day with a delicious breakfast at Yolk, known for their creative twists on classic dishes. Located 0.3 miles from the hotel.
  • Lunch: The Purple Pig - Experience a unique dining experience at The Purple Pig, offering a variety of Mediterranean-inspired small plates. Located 0.7 miles from the hotel.
  • Dinner: Lou Malnati's Pizzeria - Another popular spot for deep-dish pizza, Lou Malnati's offers a variety of toppings and a cozy atmosphere. Located 0.6 miles from the hotel.
  • Activity: Millennium Park - Explore the iconic Millennium Park, home to the famous Cloud Gate sculpture and beautiful gardens. Located 0.8 miles from the hotel.
  • Day 3

  • Breakfast: Eggy's Diner - Start your day with a classic American breakfast at Eggy's Diner, offering a cozy atmosphere and delicious comfort food. Located 0.4 miles from the hotel.
  • Lunch: Eataly - Indulge in Italian cuisine at Eataly, a vibrant marketplace with various dining options. Located 0.9 miles from the hotel.
  • Dinner: The Girl & The Goat - Enjoy a memorable dinner at The Girl & The Goat, known for their innovative and flavorful dishes. Located 1.2 miles from the hotel.
  • Activity: Navy Pier - Visit Navy Pier, a popular tourist attraction with a Ferris wheel, boat tours, and various entertainment options. Located 1.3 miles from the hotel.

Previously known as:
Courtyard by Marriott Magnificent Mile Hotel, Courtyard Chicago Downtown / Magnificent Mile, Courtyard Chicago Downtown Magnificent Mile, Courtyard Chicago Magnificent Mile

Seasonality and Projections at Courtyard by Marriott Chicago Magnificent Mile

Rate fluctuations of Courtyard by Marriott Chicago Magnificent Mile

This graph illustrates fluctuations of sleeping room prices for both group/meeting prices and the most competitive individual traveler prices our system could find at the time the group bid was submitted. The most competitive group discount displayed is 74.6% in the month of December 2022 and the highest average individual rate is $507 in the month of December 2022. This chart will show past seasonality and also project future months. If you are flexible with dates, you may want to consider staying at Courtyard by Marriott Chicago Magnificent Mile in a month when rates are lower.

Meeting Rooms and Banquet Rooms at Courtyard by Marriott Chicago Magnificent Mile

Below are the meeting, banquet, conference and event spaces at Courtyard by Marriott Chicago Magnificent Mile.

Feel free to use the Courtyard by Marriott Chicago Magnificent Mile meeting space capacities chart below to help in your event planning. Hotel Planner specializes in Chicago event planning for sleeping rooms and meeting space for corporate events, weddings, parties, conventions, negotiated rates and trade shows.

Meeting Room Name L x W x H
(Feet)
Size
(sqft.)
Banquet
5'/6'
Banquet Space Layout
Crescent
Crescent Tables Layout
Classroom
Classroom Meeting Layout
Hollow
Square
Hollow Square Table Layout
U-Shape
U Shape Meeting Layout
Boardroom
Boardroom Meeting Space
Convention
8'/10'
Convention Booth Layout
Theater
Theater Layout
Reception
Reception Desk for Meeting
Regist.
Desk
Registration Desk for Meeting
Ontario Ballroon 34 x 77 x 12 2618--/218--1746375----/--290280--
Close This

Ontario Ballroon

Function Space at the Courtyard by Marriott Magnificent Mile is ideal for hosting your next business meeting or social event for up to 250 people. Our flexible and pilar less meeting rooms can be easily tailored to your needs and are conveniently located on one floor. Within our 3,700 square feet of space, the following function services are available: high-speed or wireless Internet service, audio-visual tools, and superior food & beverage quality. Along with our efficient and empowered meeting services staff, your dedicated and professional Event Manager will ensure the event is flawless through careful planning and creative design. Not only will your needs be met, but your expectations will be exceeded.
Room Type:
Ballroom
Total Size:
2618 Sq. Mi
Dimensions:
34 x 77 x 12 Ft.
Floor Level:
1 Below Ground
Columns:
0
Windows:
0
Natural Light?:
No
Obstructions?
No
Built In Screens?
No
Built In Stage?
No
Built In A/V?
No
Amenities Available
  • Coffee/Tea Setup
  • Food/Beverage
  • Projection Equip.
  • TV/VCR/DVD
  • WIFI Internet
  • Podium
  • LAN Internet
  • Microphone
  • Teleconferencing
  • White Board
  • Video Conference
  • Flip Chart
  • Air Conditioning
  • Computer Rentals
  • Simultaneous Interpretation
  • Sound System
Photo of Ontario Ballroon
Ontario A
34 x 55 x 12 1870--/50--6445------/--208187--
Close This

Ontario A

Room Type:
Ballroom Section
Total Size:
1870 Sq. Mi
Dimensions:
34 x 55 x 12 Ft.
Floor Level:
1 Below Ground
Columns:
0
Windows:
0
Natural Light?:
No
Obstructions?
No
Built In Screens?
No
Built In Stage?
No
Built In A/V?
No
Amenities Available
  • Coffee/Tea Setup
  • Food/Beverage
  • Projection Equip.
  • TV/VCR/DVD
  • WIFI Internet
  • Podium
  • LAN Internet
  • Microphone
  • Teleconferencing
  • White Board
  • Video Conference
  • Flip Chart
  • Air Conditioning
  • Computer Rentals
  • Simultaneous Interpretation
  • Sound System
Ontario B
34 x 48 x 12 1632--/56--563947----/--181163--
Close This

Ontario B

Room Type:
Ballroom Section
Total Size:
1632 Sq. Mi
Dimensions:
34 x 48 x 12 Ft.
Floor Level:
1 Below Ground
Power Outlets:
0
Columns:
0
Windows:
0
Natural Light?:
No
Obstructions?
No
Built In Screens?
No
Built In Stage?
No
Built In A/V?
No
Amenities Available
  • Coffee/Tea Setup
  • Food/Beverage
  • Projection Equip.
  • TV/VCR/DVD
  • WIFI Internet
  • Podium
  • LAN Internet
  • Microphone
  • Teleconferencing
  • White Board
  • Video Conference
  • Flip Chart
  • Air Conditioning
  • Computer Rentals
  • Simultaneous Interpretation
  • Sound System
Ontario C
34 x 29 x 12 986--/30--412428----/--------
Close This

Ontario C

Room Type:
Ballroom Section
Total Size:
986 Sq. Mi
Dimensions:
34 x 29 x 12 Ft.
Floor Level:
1 Below Ground
Columns:
0
Windows:
0
Natural Light?:
No
Obstructions?
No
Built In Screens?
No
Built In Stage?
No
Built In A/V?
No
Amenities Available
  • Coffee/Tea Setup
  • Food/Beverage
  • Projection Equip.
  • TV/VCR/DVD
  • WIFI Internet
  • Podium
  • LAN Internet
  • Microphone
  • Teleconferencing
  • White Board
  • Video Conference
  • Flip Chart
  • Air Conditioning
  • Computer Rentals
  • Simultaneous Interpretation
  • Sound System
Chicago 14 x 22 x 12 308--/----------14--/--------
Close This

Chicago

Room Type:
Boardroom
Total Size:
308 Sq. Mi
Dimensions:
14 x 22 x 12 Ft.
Floor Level:
1 Below Ground
Columns:
0
Windows:
0
Natural Light?:
No
Obstructions?
No
Built In Screens?
No
Built In Stage?
No
Built In A/V?
No
Amenities Available
  • Coffee/Tea Setup
  • Food/Beverage
  • Projection Equip.
  • TV/VCR/DVD
  • WIFI Internet
  • Podium
  • LAN Internet
  • Microphone
  • Teleconferencing
  • White Board
  • Video Conference
  • Flip Chart
  • Air Conditioning
  • Computer Rentals
  • Simultaneous Interpretation
  • Sound System
Photo of Chicago
St. Clair Board Room 15 x 15 x 12 225--/----------10--/--------
Close This

St. Clair Board Room

Room Type:
Boardroom
Total Size:
225 Sq. Mi
Dimensions:
15 x 15 x 12 Ft.
Floor Level:
1 Below Ground
Columns:
0
Natural Light?:
No
Obstructions?
No
Built In Screens?
No
Built In Stage?
No
Built In A/V?
No
Amenities Available
  • Coffee/Tea Setup
  • Food/Beverage
  • Projection Equip.
  • TV/VCR/DVD
  • WIFI Internet
  • Podium
  • LAN Internet
  • Microphone
  • Teleconferencing
  • White Board
  • Video Conference
  • Flip Chart
  • Air Conditioning
  • Computer Rentals
  • Simultaneous Interpretation
  • Sound System
Michigan 18 x 24 x 12 432--/36--1810--10--/--4843--
Close This

Michigan

Room Type:
General Meeting Room
Total Size:
432 Sq. Mi
Dimensions:
18 x 24 x 12 Ft.
Floor Level:
1 Below Ground
Columns:
0
Windows:
0
Natural Light?:
No
Obstructions?
No
Built In Screens?
No
Built In Stage?
No
Built In A/V?
No
Amenities Available
  • Coffee/Tea Setup
  • Food/Beverage
  • Projection Equip.
  • TV/VCR/DVD
  • WIFI Internet
  • Podium
  • LAN Internet
  • Microphone
  • Teleconferencing
  • White Board
  • Video Conference
  • Flip Chart
  • Air Conditioning
  • Computer Rentals
  • Simultaneous Interpretation
  • Sound System
Copper Fox Gastropub 50 x 50 x 10 1200--/125------------/--------
Close This

Copper Fox Gastropub

Room Type:
Restaurant / Lounge
Total Size:
1200 Sq. Mi
Dimensions:
50 x 50 x 10 Ft.
Floor Level:
Ground Level
Columns:
0
Windows:
5
Natural Light?:
Yes
Obstructions?
No
Built In Screens?
No
Built In Stage?
No
Built In A/V?
No
Amenities Available
  • Coffee/Tea Setup
  • Food/Beverage
  • Projection Equip.
  • TV/VCR/DVD
  • WIFI Internet
  • Podium
  • LAN Internet
  • Microphone
  • Teleconferencing
  • White Board
  • Video Conference
  • Flip Chart
  • Air Conditioning
  • Computer Rentals
  • Sound System
Copper Fox Gastropub Meeting Space Thumbnail 1
Copper Fox Gastropub Meeting Space Thumbnail 2
Copper Fox Gastropub Meeting Space Thumbnail 3
Photo of Copper Fox Gastropub
Ontario A & B 34 x 55 x 10 1870--/----130--50----/--20544--
Close This

Ontario A & B

Room Type:
General Meeting Room
Total Size:
1870 Sq. Mi
Dimensions:
34 x 55 x 10 Ft.
Floor Level:
Natural Light?:
No
Obstructions?
No
Built In Screens?
No
Built In Stage?
No
Built In A/V?
No
Amenities Available
    Ontario B & C 34 x 48 x 10 1632--/----110--46----/--17540--
    Close This

    Ontario B & C

    Room Type:
    General Meeting Room
    Total Size:
    1632 Sq. Mi
    Dimensions:
    34 x 48 x 10 Ft.
    Floor Level:
    Natural Light?:
    No
    Obstructions?
    No
    Built In Screens?
    No
    Built In Stage?
    No
    Built In A/V?
    No
    Amenities Available
      Ontario Ballroom 34 x 77 x 10 2618--/----174--63----/--290250--
      Close This

      Ontario Ballroom

      Room Type:
      General Meeting Room
      Total Size:
      2618 Sq. Mi
      Dimensions:
      34 x 77 x 10 Ft.
      Floor Level:
      Natural Light?:
      No
      Obstructions?
      No
      Built In Screens?
      No
      Built In Stage?
      No
      Built In A/V?
      No
      Amenities Available
        St. Clair 22 x 14 x 10 308--/--------------/----10--
        Close This

        St. Clair

        Room Type:
        General Meeting Room
        Total Size:
        308 Sq. Mi
        Dimensions:
        22 x 14 x 10 Ft.
        Floor Level:
        Natural Light?:
        No
        Obstructions?
        No
        Built In Screens?
        No
        Built In Stage?
        No
        Built In A/V?
        No
        Amenities Available
          Chicago Boardroom 14 x 22 x 10 308--/--------------/----14--
          Close This

          Chicago Boardroom

          Room Type:
          General Meeting Room
          Total Size:
          308 Sq. Mi
          Dimensions:
          14 x 22 x 10 Ft.
          Floor Level:
          Natural Light?:
          No
          Obstructions?
          No
          Built In Screens?
          No
          Built In Stage?
          No
          Built In A/V?
          No
          Amenities Available

            FAQs about Courtyard by Marriott Chicago Magnificent Mile

            What time is check in?

            Check in time is 4:00 PM based on the hotel's local time. Early check in may be available if requested at the front desk on the day of check-in.

            What time is check out?

            Check out time is 11:00 PM based on the hotel's local time. Late check out may be available if requested at the front desk during your stay.

            How many rooms does Courtyard by Marriott Chicago Magnificent Mile have?

            There are 306 sleeping rooms in the hotel.

            Is there any meeting space at Courtyard by Marriott Chicago Magnificent Mile?

            Yes, they have 13 meeting rooms that can support various table layouts.

            What kind of breakfast is at Courtyard by Marriott Chicago Magnificent Mile?

            We have an onsite restaurant, CopperFox, that serves Breakfast, Lunch and Dinner. (for a fee)

            What parking is available at Courtyard by Marriott Chicago Magnificent Mile?

            Self-Parking ($59 daily with unlimited in/out)

            How much does internet cost?

            Complimentary wireless in guestrooms and lobby.

            Is there a gym at Courtyard by Marriott Chicago Magnificent Mile?

            Yes, there is a gym/fitness area available on-site at the property.

            Is there a pool at Courtyard by Marriott Chicago Magnificent Mile?

            Yes, there is a pool on-site at the property. 7am-10pmindoor.

            Testimonials:

            Testimonials icon
            "This site has been a rewarding experience in searching for our annual conference needs. It was exactly what I was looking for and I've bookmarked your website for future use. It's great to use your service to narrow down the location as well as the Hotel. Simple and easy way for Hotels and travelers to execute business without phone calls and web searches." F.O. - Columbia, SC

            Learn More Check Rates